Building a life as a couple
Settling Down Together
Two people deciding to build one life — and, quietly, two money stories trying to become one.
This season holds the biggest numbers you've signed for yet. Here's the full picture on each one, so you can decide with your eyes open. Pick where to start.
In this season
Four decisions, in full
Money as a couple
It's the number-one thing couples fight about — and the research says merging accounts measurably helps.
See the full breakdown →02The wedding
The banquet roughly pays for itself through ang bao. It's the production around it that costs.
See the full breakdown →03The flat
Buy the smallest flat you'll be happy in — the CPF you use comes back with 2.5% interest attached.
See the full breakdown →04Insurance
Insure your income cheaply with term. The same $1M can cost 20–40× more wrapped as 'savings'.
See the full breakdown →A tool to take with you
Couple Money Map
A shared monthly budget, a wedding planner, a Home & CPF tracker that shows the interest you owe yourself, and the money conversations worth having.
Download the templateReading is one thing; the short list of moves is another. Married, and the flat — with the windows that close — sits with the other milestone checklists, all on one timeline.